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10 Year Roofing Labor Warranty
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10 Year Roofing Labor Warranty

RESIDENTIAL & COMMERCIAL ROOFING EXPERTS

470-287-ROOF (7663)

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470-287-ROOF (7663)
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Roof Financing Explained

Choosing to finance your roof can be a brilliant path to take. This allows you to pay for your roof in installments you can comfortably afford. It will also prevent you from paying for a multi-thousand-dollar roof project in one lump sum. luckily, there are many roof financing options available, so when you have tarps and buckets laying around from your water damage, consider your choices carefully and pick the one that will be best for you. Some of the different options for roof financing include:
  1. Home Equity Loan– This is also known as a second mortgage. It uses the part of your home that you own as collateral on a loan that you pay back in set monthly payments.
  2. Cash-out Refinance– In a cash-out refinance, you take out a new mortgage on your home. It will be based on some of its current market value, allow you to pay off your existing mortgage, and treat the remaining cash earnings as a big loan.
  3. Home Equity Line Of Credit (HELOC)– A home equity line of credit also uses home equity as collateral… but instead of providing a lump-sum loan, it establishes a revolving credit account for you use like a credit card.
  4. Contractor Financing– The terms and rates differ based on the contractor and your credit. The process can be fairly quick. These quick-approval loans are normally a type of personal loan or credit card that isn’t protected. All of which are for home-improvement use.

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Some of the basic words you will hear may be Term, APR, Principal, and Interest. The Term is the amount of time you have to repay your loan. APR (annual percentage rate) is based on how much the lending company is charging you for the sum of the money. The principal is the total amount of money used at the beginning of the loan. Interest is the price of your loan over and beyond the principal amount.


It can be easy to forget about your roof, and many people will put off repairs until severe warning signs arise. Don’t wait, let us finance your roof repairs and maintenance today!

Contact 1 OAK Roofing’s Cartersville Roofing Contractors

Cartersville

770-696-6054
  • 770-696-6054

Get a Free No-Obligation Quote!

Call 470-287-ROOF (7663)

or complete the form below

Get a Free No-Obligation Quote!

Call 470-287-ROOF (7663)

Call Now

or complete the form below

What services are needed?